Payments it’s Easy
Payments it’s Easy
Easy to use. Everywhere






It offers you a secure and efficient global payment experience, allowing you to enjoy worry-free financial services for unlimited consumer shopping, international travel, and business trips.
Instant Payment via
E-Wallets
Seamlessly compatible with Apple Pay/Alipay for one-tap transactions.
Simplified Crypto Travel Expenses
Pay in Any Country
Fitness and Wellness Services Payments
10% Cashback on Sports & Healthcare



Instant Payment via
E-Wallets
Seamlessly compatible with Apple Pay/Alipay for one-tap transactions.
Simplified Crypto Travel Expenses
Pay in Any Country
Fitness and Wellness Services Payments
10% Cashback on Sports & Healthcare



Instant Payment via
E-Wallets
Seamlessly compatible with Apple Pay/Alipay for one-tap transactions.
Simplified Crypto Travel Expenses
Pay in Any Country
Fitness and Wellness Services Payments
10% Cashback on Sports & Healthcare

Instant Payment via
E-Wallets
Seamlessly compatible with Apple Pay/Alipay for one-tap transactions.
Simplified Crypto Travel Expenses
Pay in Any Country
Fitness and Wellness Services Payments
10% Cashback on Sports & Healthcare

About
About
Sunny (HK) Trust is a licensed trust institution in Hong Kong, specializing in providing secure and efficient global payment solutions.
With its Mastercard-partnered credit card, the company enables cross-border transactions in major currencies, integrates seamlessly with digital wallets like Apple Pay and Alipay, and ensures asset security through strict regulatory compliance and encryption technologies. Committed to simplifying financial services,
it offers worry-free payment experiences for international commerce, travel, and daily consumption.
Secure
Fast
Innovative
Transparent
Protected
Efficient
Secure
Fast
Innovative
Transparent
Protected
Efficient
Credit Card Application
Three Steps
to Unlock Global Payment Freedom
01 Register
Sign up for a Sunny(HK)Trust platform account via the official website.
01 Register
Sign up for a Sunny(HK)Trust platform account via the official website.
02 KYC
Upload identification to complete KYC verification and apply.
02 KYC
Upload identification to complete KYC verification and apply.
03 Activate
Activate the credit card after approval for immediate use.
03 Activate
Activate the credit card after approval for immediate use.
Card Highlights
Card Highlights
Global Acceptance
As a credit card partnered with Mastercard, it can be used at millions of merchants and ATMs worldwide. Supporting US dollar transactions, it delivers a seamless consumption experience.




First-Year Annual Fee Waiver
The $25 annual fee is waived for the first year, enabling you to easily enjoy premium financial services.
Exclusive Merchant Benefits
Consuming at cooperative merchants recommended by Sunny (HK) Trust allows you to enjoy exclusive discounts and value-added services, covering shopping, dining, travel, and other sectors.
High Credit
Support
Adopting a pre-loading model, the credit limit is unlimited, offering greater freedom in fund utilization. The maximum same-day cash withdrawal amount is $1,250 (or 50% of the credit limit), with a monthly cumulative limit of $10,000. Withdrawal fees consist of a 3% cross-border transaction fee plus a $5 cash advance fee per transaction.
$ 10,000.00
Triple Security Safeguards
Legal Compliance
Sunny (HK) Trust holds a trust license and complies with Hong Kong and international financial regulations to ensure legal and regulatory compliance in business operations.
Legal Compliance
Sunny (HK) Trust holds a trust license and complies with Hong Kong and international financial regulations to ensure legal and regulatory compliance in business operations.
System Security
The platform employs industry-leading security technologies to mitigate potential cyber threats.
System Security
The platform employs industry-leading security technologies to mitigate potential cyber threats.
Operational Transparency
All transaction records are clearly traceable, allowing customers to monitor account activities at any time.
Operational Transparency
All transaction records are clearly traceable, allowing customers to monitor account activities at any time.
Sunny (HK) Trust Benefits
Explore the advantages of using sunny(hk)trust for seamless Payments transactions and secure financial management.
Multi-Currency Support
Supports consumption in multiple major currencies and ATM withdrawals, meeting customers’ cross-border payment needs.
Multi-Currency Support
Supports consumption in multiple major currencies and ATM withdrawals, meeting customers’ cross-border payment needs.
Digital Wallet Integration
Compatible with mainstream e-wallets such as Apple Pay, Google Pay, and Alipay, enhancing payment convenience.
Digital Wallet Integration
Compatible with mainstream e-wallets such as Apple Pay, Google Pay, and Alipay, enhancing payment convenience.
24/7 Customer Support
Receive dedicated support around the clock, ensuring assistance whenever you need it for any inquiries or issues.
24/7 Customer Support
Receive dedicated support around the clock, ensuring assistance whenever you need it for any inquiries or issues.
Licensed Trust Institution
Sunny (HK) Trust holds a Hong Kong trust license and strictly complies with Hong Kong financial regulations to ensure the security of customers’ assets.
Licensed Trust Institution
Sunny (HK) Trust holds a Hong Kong trust license and strictly complies with Hong Kong financial regulations to ensure the security of customers’ assets.
Multi-Encryption Protection
Adopts advanced encryption technologies and security protocols to safeguard customers’ data and transaction security.
Multi-Encryption Protection
Adopts advanced encryption technologies and security protocols to safeguard customers’ data and transaction security.
Simplified Application Process
Provides a convenient online application process to quickly complete KYC verification and credit card application.
Simplified Application Process
Provides a convenient online application process to quickly complete KYC verification and credit card application.
Secure
Fast
Innovative
Transparent
Protected
Efficient
Secure
Fast
Innovative
Transparent
Protected
Efficient
Voices of
USERS
Hear from our satisfied users and discover how sunny(hk)trust has transformed their financial management and security.
"Sunny(HK)Trust's multi-currency credit card solves cross-border settlement pain points. USD transactions arrive in real time, and Apple Pay makes payments at overseas exhibitions extremely convenient."

Chan Ka-ming
Cross-border Trade Manager

"Sunny(HK)Trust's multi-currency credit card solves cross-border settlement pain points. USD transactions arrive in real time, and Apple Pay makes payments at overseas exhibitions extremely convenient."

Chan Ka-ming
Cross-border Trade Manager

"Using this card while guiding clients around Asia-Pacific—ATM withdrawals in local currencies with zero fees, and dining discounts at partner merchants help clients save budgets."

Cheung Nga-lam
International Travel Consultant
"Using this card while guiding clients around Asia-Pacific—ATM withdrawals in local currencies with zero fees, and dining discounts at partner merchants help clients save budgets."

Cheung Nga-lam
International Travel Consultant
"Supports multi-currency instant settlement—3x faster than traditional bank transfers. The $1,250 single cash advance limit is ideal for handling market fluctuations."

Cheng Chi-hang
Foreign Exchange Trader

"Supports multi-currency instant settlement—3x faster than traditional bank transfers. The $1,250 single cash advance limit is ideal for handling market fluctuations."

Cheng Chi-hang
Foreign Exchange Trader

"The licensed trust background is reassuring. The asset segregation mechanism safeguards fund security, and the online account checking function is practical for high-frequency transaction reconciliation."

Lam Wai-lun
Private Equity Fund Analyst
"The licensed trust background is reassuring. The asset segregation mechanism safeguards fund security, and the online account checking function is practical for high-frequency transaction reconciliation."

Lam Wai-lun
Private Equity Fund Analyst
"Strong digital wallet integration! My team uses Google Pay for overseas business trips—instant payments. The unlimited credit limit via pre-loading is perfect for flexible expenses."

Wong Cheuk-ning
FinTech Entrepreneur

"Strong digital wallet integration! My team uses Google Pay for overseas business trips—instant payments. The unlimited credit limit via pre-loading is perfect for flexible expenses."

Wong Cheuk-ning
FinTech Entrepreneur

"Compliance is the biggest highlight. The Hong Kong trust license + encryption technology secure high-net-worth clients' assets. The first-year annual fee waiver is highly appealing."

Ng Yuen-shan
Family Office Advisor
"Compliance is the biggest highlight. The Hong Kong trust license + encryption technology secure high-net-worth clients' assets. The first-year annual fee waiver is highly appealing."

Ng Yuen-shan
Family Office Advisor
FAQ
FAQ
Find Your Answers
Does Sunny(HK) Trust credit card charge an account opening fee?
Yes, a one-time account opening fee of USD $30 is charged for identity verification and account activation.
Does Sunny(HK) Trust credit card charge an annual fee?
The first-year annual fee is waived. From the second year onwards, an annual service fee of USD $25 will be charged.
What fees apply to foreign currency transactions with Sunny(HK) Trust credit card?
Cross-border and foreign currency consumption incurs a 3% cross-border transaction service fee. Sunny(HK) Trust does not charge additional currency conversion fees.
Are there other service fees for Sunny(HK) Trust credit card?
Yes, as follows: Transaction processing service fee: USD $0.33 per transaction Card replacement fee (loss/damage): USD $10 Cash withdrawal service fee: USD $5 per transaction + 3% cross-border transaction fee
How is the credit limit of Sunny(HK) Trust credit card determined?
Using a pre-loading model, the maximum same-day cash withdrawal is $1,250 (or 50% of the credit limit), with a monthly cumulative limit of $10,000.
What are the limits for ATM withdrawals with Sunny(HK) Trust credit card?
Supports multi-currency ATM withdrawals, with a maximum single withdrawal of USD $1,250 and a daily cumulative limit of USD $3,000. No additional currency conversion fees apply.
Does Sunny(HK) Trust credit card charge an account opening fee?
Yes, a one-time account opening fee of USD $30 is charged for identity verification and account activation.
Does Sunny(HK) Trust credit card charge an annual fee?
The first-year annual fee is waived. From the second year onwards, an annual service fee of USD $25 will be charged.
What fees apply to foreign currency transactions with Sunny(HK) Trust credit card?
Cross-border and foreign currency consumption incurs a 3% cross-border transaction service fee. Sunny(HK) Trust does not charge additional currency conversion fees.
Are there other service fees for Sunny(HK) Trust credit card?
Yes, as follows: Transaction processing service fee: USD $0.33 per transaction Card replacement fee (loss/damage): USD $10 Cash withdrawal service fee: USD $5 per transaction + 3% cross-border transaction fee
How is the credit limit of Sunny(HK) Trust credit card determined?
Using a pre-loading model, the maximum same-day cash withdrawal is $1,250 (or 50% of the credit limit), with a monthly cumulative limit of $10,000.
What are the limits for ATM withdrawals with Sunny(HK) Trust credit card?
Supports multi-currency ATM withdrawals, with a maximum single withdrawal of USD $1,250 and a daily cumulative limit of USD $3,000. No additional currency conversion fees apply.
Need Help? Get in Touch!
Contact our dedicated support team for quick and reliable assistance. We're here to help you every step of the way!
Technical Support
Assistance with app functionality, card activation, and troubleshooting.
Technical Support
Assistance with app functionality, card activation, and troubleshooting.
Financial Support
Help with transaction limits, fees, balances, and financial inquiries.
Financial Support
Help with transaction limits, fees, balances, and financial inquiries.
General Inquiries
For general inquiries about Sunny(HK)Trust, including our products and services.
General Inquiries
For general inquiries about Sunny(HK)Trust, including our products and services.
Need assistance or have questions?
Payments it’s Easy
Easy to use. Everywhere



It offers you a secure and efficient global payment experience, allowing you to enjoy worry-free financial services for unlimited consumer shopping, international travel, and business trips.
Instant Payment via
E-Wallets
Seamlessly compatible with Apple Pay/Alipay for one-tap transactions.
Simplified Crypto Travel Expenses
Pay in Any Country
Fitness and Wellness Services Payments
10% Cashback on Sports & Healthcare

Instant Payment via
E-Wallets
Seamlessly compatible with Apple Pay/Alipay for one-tap transactions.
Simplified Crypto Travel Expenses
Pay in Any Country
Fitness and Wellness Services Payments
10% Cashback on Sports & Healthcare

Instant Payment via
E-Wallets
Seamlessly compatible with Apple Pay/Alipay for one-tap transactions.
Simplified Crypto Travel Expenses
Pay in Any Country
Fitness and Wellness Services Payments
10% Cashback on Sports & Healthcare

About
Sunny (HK) Trust is a licensed trust institution in Hong Kong, specializing in providing secure and efficient global payment solutions.
With its Mastercard-partnered credit card, the company enables cross-border transactions in major currencies, integrates seamlessly with digital wallets like Apple Pay and Alipay, and ensures asset security through strict regulatory compliance and encryption technologies. Committed to simplifying financial services,
it offers worry-free payment experiences for international commerce, travel, and daily consumption.
Secure
Fast
Innovative
Transparent
Protected
Efficient
Credit Card Application
Three Steps
to Unlock Global Payment Freedom
01 Register
Sign up for a Sunny(HK)Trust platform account via the official website.
02 KYC
Upload identification to complete KYC verification and apply.
03 Activate
Activate the credit card after approval for immediate use.
Card Highlights
Global Acceptance
As a credit card partnered with Mastercard, it can be used at millions of merchants and ATMs worldwide. Supporting US dollar transactions, it delivers a seamless consumption experience.


First-Year Annual Fee Waiver
The $25 annual fee is waived for the first year, enabling you to easily enjoy premium financial services.
Exclusive Merchant Benefits
Consuming at cooperative merchants recommended by Sunny (HK) Trust allows you to enjoy exclusive discounts and value-added services, covering shopping, dining, travel, and other sectors.
High Credit
Support
Adopting a pre-loading model, the credit limit is unlimited, offering greater freedom in fund utilization. The maximum same-day cash withdrawal amount is $1,250 (or 50% of the credit limit), with a monthly cumulative limit of $10,000. Withdrawal fees consist of a 3% cross-border transaction fee plus a $5 cash advance fee per transaction.
$ 10,000.00
Triple Security Safeguards
Legal Compliance
Sunny (HK) Trust holds a trust license and complies with Hong Kong and international financial regulations to ensure legal and regulatory compliance in business operations.
System Security
The platform employs industry-leading security technologies to mitigate potential cyber threats.
Operational Transparency
All transaction records are clearly traceable, allowing customers to monitor account activities at any time.
Sunny (HK) Trust Benefits
Explore the advantages of using sunny(hk)trust for seamless Payments transactions and secure financial management.
Multi-Currency Support
Supports consumption in multiple major currencies and ATM withdrawals, meeting customers’ cross-border payment needs.
Digital Wallet Integration
Compatible with mainstream e-wallets such as Apple Pay, Google Pay, and Alipay, enhancing payment convenience.
24/7 Customer Support
Receive dedicated support around the clock, ensuring assistance whenever you need it for any inquiries or issues.
Licensed Trust Institution
Sunny (HK) Trust holds a Hong Kong trust license and strictly complies with Hong Kong financial regulations to ensure the security of customers’ assets.
Multi-Encryption Protection
Adopts advanced encryption technologies and security protocols to safeguard customers’ data and transaction security.
Simplified Application Process
Provides a convenient online application process to quickly complete KYC verification and credit card application.
Secure
Fast
Innovative
Transparent
Protected
Efficient
Voices of
USERS
Hear from our satisfied users and discover how sunny(hk)trust has transformed their financial management and security.
"Sunny(HK)Trust's multi-currency credit card solves cross-border settlement pain points. USD transactions arrive in real time, and Apple Pay makes payments at overseas exhibitions extremely convenient."

Chan Ka-ming
Cross-border Trade Manager

"Using this card while guiding clients around Asia-Pacific—ATM withdrawals in local currencies with zero fees, and dining discounts at partner merchants help clients save budgets."

Cheung Nga-lam
International Travel Consultant
"Supports multi-currency instant settlement—3x faster than traditional bank transfers. The $1,250 single cash advance limit is ideal for handling market fluctuations."

Cheng Chi-hang
Foreign Exchange Trader

"The licensed trust background is reassuring. The asset segregation mechanism safeguards fund security, and the online account checking function is practical for high-frequency transaction reconciliation."

Lam Wai-lun
Private Equity Fund Analyst
"Strong digital wallet integration! My team uses Google Pay for overseas business trips—instant payments. The unlimited credit limit via pre-loading is perfect for flexible expenses."

Wong Cheuk-ning
FinTech Entrepreneur

"Compliance is the biggest highlight. The Hong Kong trust license + encryption technology secure high-net-worth clients' assets. The first-year annual fee waiver is highly appealing."

Ng Yuen-shan
Family Office Advisor
FAQ
Find Your Answers
Does Sunny(HK) Trust credit card charge an account opening fee?
Yes, a one-time account opening fee of USD $30 is charged for identity verification and account activation.
Does Sunny(HK) Trust credit card charge an annual fee?
The first-year annual fee is waived. From the second year onwards, an annual service fee of USD $25 will be charged.
What fees apply to foreign currency transactions with Sunny(HK) Trust credit card?
Cross-border and foreign currency consumption incurs a 3% cross-border transaction service fee. Sunny(HK) Trust does not charge additional currency conversion fees.
Are there other service fees for Sunny(HK) Trust credit card?
Yes, as follows: Transaction processing service fee: USD $0.33 per transaction Card replacement fee (loss/damage): USD $10 Cash withdrawal service fee: USD $5 per transaction + 3% cross-border transaction fee
How is the credit limit of Sunny(HK) Trust credit card determined?
Using a pre-loading model, the maximum same-day cash withdrawal is $1,250 (or 50% of the credit limit), with a monthly cumulative limit of $10,000.
What are the limits for ATM withdrawals with Sunny(HK) Trust credit card?
Supports multi-currency ATM withdrawals, with a maximum single withdrawal of USD $1,250 and a daily cumulative limit of USD $3,000. No additional currency conversion fees apply.
Need Help? Get in Touch!
Contact our dedicated support team for quick and reliable assistance. We're here to help you every step of the way!
Technical Support
Assistance with app functionality, card activation, and troubleshooting.
Financial Support
Help with transaction limits, fees, balances, and financial inquiries.
General Inquiries
For general inquiries about Sunny(HK)Trust, including our products and services.